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A no credit required alternative to traditional financing.

With Zibby's lease-to-own program, you can lease the things you want today and pay for them over time. Best of all, you will only pay $45 today at checkout.* Even better, if you choose to buy it out within the first 90 days you'll own the items for just $45 above the cash price. Applying takes less than a minute and it won't impact your FICO score.

Get pre-approved now

Get pre-approved

Complete Zibby’s quick application by clicking the button below and receive an instant decision.

Go Shopping!

Select the items you want that are within your Zibby spending limit. That includes smaller items above $20.

Checkout with Zibby

For just $45 due at checkout you can enjoy your items while Zibby sets you up with recurring payments.*

Pay over time

Make regularly scheduled payments and if you choose to buy it out within the first 90 days you'll own the items for just $45 above the cash price. After that the sooner you buyout the more you save!

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