With a lease to own program from ACIMA, you can lease your gold and fine diamond jewelry from Frost NYC and then pay for them over time, even if you have bad or no credit at all. ACIMA offers 90-day early purchase option. Applying takes only a minute and will not impact your FICO score. Click below to see if you qualify for lease to own from ACIMA. Upon Approval, Frost NYC will contact you to finalize your transaction.

Get approved now

Get approved

Complete ACIMA's application by clicking the button below and receive an instant decision.

Go Shopping!

Select the items that you want from our website within your ACIMA spending limit.

Checkout with ACIMA

Call us at 1-888-485-1061 and speak with a personal jeweler to finalize your transaction with only $70 down

Pay over time

We will send your merchandise to you via FedEx for you to enjoy while you make scheduled payments.